About CU Rx

Established in 2005, CU Rx brings years of certified risk management and compliance experience to your credit union. As a CUSO owned by CP Federal Credit Union, CU Rx is credit union born, credit union focused, and credit union driven. CU Rx understands your credit union's needs, operations, and opportunities, because we are part of a credit union.  We exist to serve and give back to the credit union industry. Your credit union becomes the beneficiary of our expertise, high level of care, and cost-effective credit union solutions.

Management Overview

CU Rx provides consulting services exclusively to credit unions in the areas of compliance, fraud, and risk management. You gain CU Rx’s expertise to guide your staff through the audit process with our knowledgeable, trained professionals. We pride ourselves on delivering relevant solutions and intelligence on NCUA regulations and legislative issues that affect your operations. We’re friendly and flexible, providing fast service and expertise at a lower cost than legal firms or accounting firm auditors.

Through our Risk Management Program, your credit union receives strategies and techniques that are proactive, not reactive. CU Rx’s approach allows us to objectively recognize, isolate, and confront risks that can interfere with your credit union’s ability to successfully fulfill its mission to its membership.

Credit unions face several key areas of risk including operational, regulatory, and reputational. CU Rx helps your credit union determine which risks are present, how much risk it can handle, and solutions to manage the risk. In today’s volatile regulatory environment, CU Rx exists as your cost effective credit union resource to help manage risk and enhance your credit union’s ability to remain compliant with expanding regulatory changes.

Major regulatory requirements and legislative issues change rapidly causing more risk areas; they can turn a credit union operation upside down while adding more responsibility to management. CU Rx will quickly bring your staff up to speed and secure better compliance, with stronger internal control processes, based on your needs.

CU Rx Team

Our Team MembersJohn M. Crist – President

As President, John Crist’s leadership and business foresight serves to guide, manage, and grow the CUSO owned by CP Federal Credit Union, which he also serves as president and CEO since 1997. Crist’s duties include serving Jackson, Michigan and surrounding communities. Among his many credit union and CUSO responsibilities, Crist is a Trustee for Jackson Community College and is a Board Member of the Jackson Citizens for Economic Growth and the Enterprise Group of Jackson. He also participates in the Legislative Forum for the Michigan Credit Union League and serves as a member of the Jackson Area Credit Union League. Crist holds a bachelor’s degree in Accounting from Ferris State University, and graduated in management from the Credit Union National Association (CUNA) School of Management located at the University of Wisconsin-Madison’s School of Business. With wife Jan, they share 4 children and 7 grandchildren.

Chrissy M. Siders, CUCE, CFE, BSACS — Chief Operations Officer

As Vice President of Operations, Chrissy Siders leads and supervises the research, evaluation, and documentation, along with other CU Rx staff as required, for each credit union client’s project. Siders brings more than 15 years of credit union experience to CU Rx including certifications as a Credit Union Compliance Expert, Certified Fraud Examiner and Bank Secrecy Act Compliance Specialist. Her operational experience in the credit union industry includes Compliance Officer, Director of Risk Management and Vice President of Risk Management managing compliance, fraud, security and internal audit needs of the credit union. Specifically, her experience includes auditing and reviewing credit unions in the areas of compliance, fraud, and risk management, establishing compliance programs, interpreting regulations and the subsequent training of credit union staff in those areas. Siders works closely with the MCUL and serves on the Federal Legislative Issues Committee and Examination/Supervision Committee. She holds a bachelor’s degree in Criminal Justice from Michigan State University and an MBA from Spring Arbor University.

Maranda M. Kemler — Business Development Manager

Maranda Kemler brings nearly five years of credit union experience to CU Rx in member services and electronic services. She holds a bachelor’s degree in Business Administration from Eastern Michigan University and is completing coursework for her MBA through Spring Arbor University. She specializes in the areas of compliance and internal audit.

Emily K. Kemler, CUCE, BSACS — Audit & Compliance Specialist

An essential part of the CU Rx Operations Team, Emily Kemler’s responsibilities include internal audit coverage, client relations, media, and assisting with day to day operations. Emily brings nearly 5 years of credit union experience to CU Rx in member services, lending and compliance. She is a Credit Union Compliance Expert and Bank Secrecy Act Compliance Specialist. She specializes in the areas of compliance and internal audit.

Jessica D. Frost — Audit & Compliance Specialist

Jessica Frost’s responsibilities include internal audit coverage, client relations, and assisting with day to day operations. Jessica brings over 4 years of credit union experience to CU Rx in member services and lending. She holds a triple major bachelor’s degree in Science in Behavior and Development, Literature, and the Arts. She specializes in the areas of compliance and internal audit with special expertise reviewing lending operation topics.